The novel coronavirus andthe disease it causes, COVID-19,have increased the effects of numerous large and significant forces already underway, and the mental issues that those ongoing changes triggered have been made substantially worse. And so, when individuals examine the mental effects of the virus, they need to add to their assessments the prior and ongoing anxiety, depression, stress and tension that for many started during the Great Recession and never ended. How are individuals being guided by their brains during this crisis and how does that impact decision making?